Mr B – Luton

At very short notice (less than 8 weeks) before we were due to start workplace pensions we contacted Kam Bains to help find a company that complied with autoenrolment legislation.  Kam went through all the stages including assisting with the set up so that we could comply and meet the start date.  Kam was well organised, set a realistic time table to enable us to meet the autoenrollment start date.

Miss T – Barnet

Kam evaluated my requirements and situation and gave me recommendations.  She then identified a suitable fund and plan of action.  Its early days yet but I feel confidence that my money is effectively deployed.  Initially I didn’t fully understand Kam’s recommendations possibly because I’ve never dealt with an independent financial adviser before.  But Kam talked me through and gave me plenty of time to reflect

Mrs P – Croxley Green

I recently set up my own business and left old employers insurance scheme.  I was also looking to raise equity for a development project.  Kam gave great advice on the most tax efficient way to insure.  I was very happy with the advice and work undertaken.

Mr N – Croxley Green

Needed to re-mortgage rental properties and relevant life policy as a director of my own business.  Kam provided advice and options for both mortgages and the relevant life policy securing a great rate and cost effective policy that works for my business.  Kam is proactive, knowledgeable, personable ad a pleasure to work with.  I would not hesitate to recommend her to family, friends and business contacts. 

Mr B – Letchworth

Seeking advice on buy to let mortgage, residential mortgage, life insurance and pensions.  Kam is polite, professional, reliable and trustworthy and flexible around our young family.  She explains complex financial matters in clear simple terms and provides clear and concise options and recommendations.  She is in no way pushy and provides us with space and time to consider our options but she is also politely persistent to keep us on track when we are busy which is appreciated.  We highly recommend Kam.

Mr W – Watford

I had a modest sum of money I wished to invest to try and inflation proof it. Kam undertook a risk profile and investigated suitable investment options. Results so far look promising.  I am satisfied with the advice I have received so far.

Mr S – Ware

I contacted Kam to seek independent financial advice for a mortgage.  She helped secure a mortgage for me as a first time buyer to a deadline and then pushed for the best result.  The outcome was better than originally anticipated and I am extremely happy with it.  The significant points for me were the sense of open door.  To encourage any questions at any time.  Continuous communications even if no significant developments or updates to keep me confident and reassured throughout.

Ms H – Brookmans Park

I contacted Kam during my divorce.  She is absolutely wonderful.  Took the time to listen to my concerns and pointed me in the right direction.  I felt safe with her and that is something special.  Kam worked really hard on my behalf and time will tell with the pensions although I am quietly confident.

Miss F – Ipswich

Going to be 40 next year and wanted to see where I was at.  Kam sorted critical insurance.  She was friendly and helpful.

Mr B – Dunmow

Looking for pension and investment options.  Kam sourced good options in both.  Excellent service.